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Was ist eine private Unfallversicherung?

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Die private Unfallversicherung leistet dem Versicherungsnehmer bei einem Unfall je nach Vereinbarung eine Kapitalsumme oder aber eine Unfallrente. Die Versicherung sichert dabei Unfälle ab, die sowohl im Haushalt als auch in der Freizeit passieren. In Deutschland erleiden jährlich rund acht Millionen Menschen einen Unfall. Die meisten Unfälle geschehen in der Freizeit, entweder zu Hause oder beim Sport. Die Absicherung ist durch eine Unfallversicherung ist relativ preisgünstig.

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Was leistet die private Unfallversicherung?

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Die wichtigste Leistung der privaten Unfallversicherung ist die Absicherung für den Invaliditätsfall oder die Übernahme einer Rentenleistung. Um unterschiedliche Invaliditätsgrade ausreichend abzusichern, wird innerhalb der Unfallversicherung eine Progression vereinbart. Zusatzleistungen wie Krankentagegeld, Genesungsgeld oder Unfall-Tagegeld können in den Vertrag mit eingeschlossen werden.

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Kontakt

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