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Was ist eine Wohngebäudeversicherung?

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Schäden an Gebäuden durch Sturm, Wasser oder Hagel verursachen oftmals hohen finanziellen Verlust. Eigentümer, die über keinerlei Absicherung verfügen, können schnell in ihrer Existenz bedroht sein. Im Rahmen der Wohngebäudeversicherung hat man deshalb die Möglichkeit, sich gegen die meisten Schadensursachen abzusichern. Es handelt sich bei der Versicherung um eine so genannte Paketversicherung, die mehrere Einzelversicherungen bündelt. Der gewünschte Leistungsumfang ist auf die Immobilie abzustimmen.

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Was leistet eine Wohngebäudeversicherung?

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Die Wohngebäudeversicherung beinhaltet in der Regel die Feuerversicherung, Leitungswasserversicherung und Stromversicherung. Mit diesen Versicherungen sind die meisten möglichen Schadensursachen abgedeckt. Der Beitrag der Wohngebäudeversicherung hängt von mehreren Faktoren ab. Dieses sind neben des gewählten Leistungsumfangs zum Beispiel die Lage der Immobilie, die Wohnfläche und das Baujahr.

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